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IDT Financial Services Limited is a regulated bank, licensed by the Financial Services Commission, Gibraltar. These terms and conditions apply to the use of your gohenry Parent and Child Accounts and your Prepaid Visa Card(s). If you have any questions and cannot find the answer here, or you would like a free copy of these terms and conditions, please call gohenry Member Services on 03 or email us at [email protected] This Agreement sets out the general terms and conditions that apply to the gohenry Parent and Child Accounts and Card(s).

Registered office of IDT Financial Services Limited: 57-63 Line Wall Road, Gibraltar. It forms an Agreement between you and us governing the possession and the use of the gohenry Card(s), Parent and Child Accounts.

All fees and charges may be found clearly displayed on our website.

You should be aware that other costs may exist that are related to the Card but are not paid via us or imposed by us (for example, additional fees charged by some private network ATM services).

This Agreement should be read in conjunction with the gohenry Privacy Policy which sets out further terms and information in relation to the use of the Accounts and gohenry Card(s).1.2 gohenry Cards are issued by IDT Financial Services Limited pursuant to a license from Visa Europe Ltd.

IDT Financial Services Limited is regulated and authorised by the Financial Services Commission, Gibraltar. At all times the gohenry Card remains the property of IDT Financial Services Limited.1.3 The production of gohenry Cards and the technology and systems required to operate gohenry Services are provided by gohenry Ltd (registered in the United Kingdom).

Because it is not a bank account or a credit card, you will not incur interest charges by going overdrawn, nor will you earn any interest on funds on the Card.2.3 Although the vast majority of merchants accept Visa prepaid cards, we cannot absolutely guarantee that a particular merchant will do so - please check with the merchant before attempting the transaction if you are unsure.

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The gohenry Card will be sent to you through the post.These fees are chargeable until such point as the Account has been cancelled.The monthly membership fee will be deducted automatically from the available balance on your Parent Account, NOT your child’s.If you have more than 4 children, a second gohenry Parent Account must be opened.3.1 The gohenry Accounts and Card(s) are financial services products and we are therefore required by law to obtain, verify and retain certain information about our customers.We use this information to administer your Card and the gohenry Services and to help us identify you and your Card in the event that it is lost or stolen.

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